JOB DESCRIPTION
Job Title | Credit Analyst I | Grade | 9 |
Department | Credit Department | Status | Non-exempt |
Reports To | SVP Credit Officer | Date | Aug-2026 |
OVERVIEW
Performs credit analysis for new money loan requests and annual loan reviews on existing loans in the commercial loan department as assigned, in conformance with established policies, procedures and objectives. Be highly coachable in learning the GCB underwriting methods. Performs all duties in accordance with prescribed regulatory and compliance guidelines.
ESSENTIAL DUTIES/RESPONSIBILITIES
MINIMUM QUALIFICATIONS
Associate’s or Bachelor’s Degree in finance or accounting plus 6-12 months related banking experience, or equivalent specialized course work and training plus one year credit related experience desired. Reasonable knowledge of accounting, credit analysis and loan documentation a plus. Good analytical, communication and interpersonal skills. Proficiency in Microsoft Word, Excel, Access, Crystal, and Insight software preferred.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
PHYSICAL REQUIREMENTS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to handle or feel objects, keyboard, tools or controls; reach with hands and arms; and talk and hear. The employee is frequently required to stand and walk. Specific vision abilities required by this job include close vision and the ability to adjust focus.
The employee should be able to handle file records. Must occasionally lift and/or move up to 10 pounds.
SUPERVISORY SCOPE
None
Greenfield Cooperative Bank is an Equal Opportunity Employer including Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
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